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Frequently Asked Questions (FAQs)

FocusCash is here to answer all your queries related to short-term payday loans online in South Africa. Please don’t hesitate to ask and contact us.

What is FocusCash?

FocusCash is a trusted digital financial service in South Africa for the convenience of people applying for short-term cash loans or bad credit small personal loans online. It’s designed to provide fast cash assistance to people facing emergency financial requirements.

How do I apply for a loan with FocusCash?

To apply for a loan online, all you have to do is visit the website of FocusCash, fill out an online application by using your personal details, complete the form, and submit it. You will be asked to share your details like name, contact number, email ID, employment details, and banking information. Once submitted, FocusCash will provide you fastest possible loan approval.

How much amount I can borrow from FocusCash?

The loan amount to expect from FocusCash entirely depends on manifold factors including your monthly fixed income, repayment history, age, and valid personal information. In general, we offer you a loan amount of anywhere between R500 to R10,000 to cover your unexpected small expenditures. However, the exact loan amount will be decided by lenders.

What are the eligibility requirements for an instant cash loan?

To apply for a small cash loan online in South Africa at FocusCash, you have to meet the eligibility criteria based on the following points.

  • You have to be at least 18 years of age.
  • Must be having a steady source of income along with having a valid proof.
  • You must have a valid bank account in your name.
  • Provide complete and correct personal information & identification proof.

How fast I can receive the loan money?

Once your loan application with FocusCash is approved, then you will receive the loan amount deposited directly into your bank account shortly. Generally, it takes one business day to receive cash in the account. However, the exact time depends entirely on the bank.

Is that possible to repay the loan early?

Yes, you can make a prepayment of the loan amount. Here at FocusCash, we allow borrowers to make prepayments and showcase signs of reliability. However, we advise you to refer to our terms and conditions to have a better idea.

What if I fail to repay the loan on time?

In case, you are unable to repay the loan amount on time, then contact the FocusCash lender as soon as possible. Doing so will help you get useful repayment options like extensions or pay via EMI. It is of vital importance to communicate your issues to the lender before it’s too late.

Is my personal details safe on your website?

FocusCash follows stringent measures to protect your personally identifiable information at all costs. We have enabled standard security measures to best safeguard your personal details and prevent any kind of misuse or unauthorized access. Still, we advise you to refer to our privacy policy and understand the relevance of securing your personal details.

How can I apply for a loan at FocusCash?

You can apply for a loan with FocusCash at any point in time. We offer you a 24/7 loan service offering. Apply anytime by filling out an online application and submitting the same.

Will there be any credit checks?

Not exactly. Lenders at FocusCash don’t follow the tiresome credit checking process. Because we offer small personal loans without collateral and accept bad credit holders, we don’t follow the credit checks.

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